The tricks of retail payment plans

RETAIL KISS

Keep it simple in your mind,

Pay in cash not in kind,

Deferring plans are but a way,

Of ensuring it’s THE MOST you pay.

Don’t succumb to retail tricks,

They’ll earn you sad financial kicks,

‘Thinking of you’ the plans they boast,

They want for you to pay the most.

Defer for months and even years,

You’ll get caught out when interest tiers,

You’ll be suckered that I know,

For goods you bought long times ago.

Debt can mount like mountains high,

‘Twill bite you hard and make you cry,

Out loud in sad ongoing pain,

Your loss will be a retail gain.

Be wise, pay bills as you go,

They paint plans to be as white as snow,

Succumb and you will come a thud,

That ‘snow’ will turn to slippery mud.

POH 17/6/2019