Save it, you gave it. Spend it, it’s gone.
Prioritise.
Avoid booze, fags and drugs.
Eat in more often than eating out.
Donate carefully.
Keep good records.
Avoid scams.
Save coin then bank when there is a substantial amount.
Save then buy and avoid shelling out ‘dead’ money in interest payments.
I could go on.
Poor Old Henry
All good advice!!